Loans
and credits

FAQ

  • Should I take a loan?

    The following applies to all loans: Check carefully whether you are dependent on financing. A loan always brings with it a "mountain of debt", which must be repaid after graduation. Loans from public institutions usually offer better conditions because they are not designed for profit taking.

    If you have any questions, please contact our social advice centre. We will inform you about all possibilities of financing your studies and work out a financing plan with you.

  • Can I obtain a student loan if the BAföG is not sufficient?

    Yes, students who cannot cover their living expenses with their BAföG funding have the opportunity to improve their financial situation with loans and credits. Before you decide to take such a step, you should absolutely check whether you have exhausted all other financing possibilities or whether there is enough time for a job besides studying.

    In our social counselling centre we inform you about all possibilities of financing your studies and work out a financing plan with you on request.

  • How do I find the right loan for me?

    When all other possibilities for financing your studies have been exhausted, our social counselling centre will inform you about the extensive range of loans and credits on offer and point out what you need to look out for. We advise you independently and always in the interest of the student!

Consulting hours

Campus Essen
Reckhammerweg 1
45141 Essen

Thu 11:00 am - 13:00 pm

We also offer arrangements by appointment.
Consultation is also possible in English.

Bereichsleiter soziale und psychologische Beratung
Harald
 
Kaßen
Advisor and Head of
Advisory Services
+49 201 82010-610
Email
Bereichsleiter soziale und psychologische Beratung

Harald Kaßen

Advisor and Head of
Advisory Services
+49 201 82010-610
Room: 0.18
Reckhammerweg 1
45141 Essen

Consulting hours

Thu 11:00 am - 01:00 pm

Write an email

Information about privacy and your rights: www.stw-edu.de/en/data-protection/

Berater soziale und psychologische Beratung
Dietrich
 
Battke
Advisor
Advisory Services
+49 201 82010-611
Email
Berater soziale und psychologische Beratung

Dietrich Battke

Advisor
Advisory Services
+49 201 82010-611
Room: 0.02b
Reckhammerweg 1
45141 Essen

Consulting hours

Thu 11:00 am - 01:00 pm

Write an email

Information about privacy and your rights: www.stw-edu.de/en/data-protection/