Federal loans for
financial bridging

Financial assistance for pandemic emergencies

The corona pandemic confronts many students with financial challenges. Two thirds of the students work while studying. Many of them have lost their jobs due to the current corona pandemic.

For such cases, the Federal Ministry of Education and Research (BMBF) provides bridging aid in the form of a loan of max. 650,00 € per month.

An online application is available via the KfW bank.

Before you sign up for a loan, please let us advise you!

Eligible are students of all state-recognised universities in Germany aged between 18 and 44 years who

  • study in the tenth semester at most,
  • are registered at a German address.

Please note that foreign students can only submit their application until 15.02.2021 (start of financing: 01.03.2021).

The monthly payout amounts are between 100,00 € and € 650,00 as requested.

German students

  • Unlimited duration

International students

  • Term limited until 31.03.2021 (start of financing)

The loan is interest-free (all pay outs) until 31.12.2021. The Federal Ministry of Education and Research (BMBF) will assume the interest incurred for this period.

Thereafter, the regular interest rate of the KfW Bank will apply from 01.01.2022, which is fixed for six months at a time.

The usual repayment modalities of KfW student loans apply.

The grace period, six to 23 months after the disbursement phase, is a repayment-free period.

The application is made directly via the KfW-Bank here.


Application procedure

Due to the measures in connection with the corona pandemic, we are currently not available as a distribution partner for initial applications.

Further information can be found on the website of KfW-Bank.